.calc{background:var(--surface-top);border:1px solid var(--divider-on-surface);border-radius:22px;grid-template-columns:1fr;display:grid;overflow:hidden}@media (min-width:880px){.calc{grid-template-columns:1.1fr 1fr}}.calc__left{padding:28px}.calc__right{background:var(--surface-mid);border-left:1px solid var(--divider-on-surface);flex-direction:column;padding:28px;display:flex}@media (max-width:879px){.calc__right{border-left:none;border-top:1px solid var(--divider-on-surface)}}.calc__bank{color:var(--text-secondary);align-items:center;gap:8px;margin-bottom:18px;font-size:13px;font-weight:600;display:inline-flex}.calc__bank-logo{color:#fff;background:#e2231a;border-radius:8px;flex-shrink:0;place-items:center;width:26px;height:26px;font-size:13px;font-weight:800;display:grid;overflow:hidden}.calc-field{margin-bottom:16px}.calc-field--last{margin-bottom:0}.calc-field__label{color:var(--text-tertiary);margin-bottom:7px;font-size:12px}.calc-input{background:var(--surface-mid);border:1px solid var(--divider-on-surface);width:100%;height:46px;color:var(--text-primary);border-radius:12px;outline:none;padding:0 14px;font-family:inherit;font-size:16px;font-weight:600;transition:border-color .15s}.calc__right .calc-input{background:var(--surface-top)}.calc-input:focus{border-color:var(--shade-brand)}.calc-input::placeholder{color:var(--text-tertiary)}.term-row{grid-template-columns:repeat(3,1fr);gap:8px;display:grid}.term-chip{cursor:pointer;background:var(--surface-mid);border:1px solid var(--divider-on-surface);height:42px;color:var(--text-secondary);border-radius:12px;font-family:inherit;font-size:13px;font-weight:600;transition:background .15s,border-color .15s,color .15s}.term-chip:hover{border-color:var(--shade-brand)}.term-chip.is-active{background:var(--shade-brand);border-color:var(--shade-brand);color:#fff}.term-chip:disabled{opacity:.4;cursor:not-allowed}.term-chip:disabled:hover{border-color:var(--divider-on-surface)}.calc-res-row{border-bottom:1px solid var(--divider-on-surface);justify-content:space-between;align-items:center;padding:11px 0;font-size:14px;display:flex}.calc-res-row__label{color:var(--text-tertiary)}.calc-res-row__value{color:var(--text-primary);font-weight:600}.calc-monthly{background:var(--tint-brand-20);text-align:center;border-radius:13px;margin:14px 0;padding:14px}.calc-monthly__label{color:var(--text-brand);margin-bottom:3px;font-size:11.5px;font-weight:700}.calc-monthly__value{color:var(--text-brand);letter-spacing:-.01em;font-size:24px;font-weight:800;line-height:1.1}.calc-note{color:var(--text-tertiary);margin-top:12px;font-size:11px}.calc-error{color:var(--shade-error);margin-top:5px;font-size:12px}.calc-btn{background:var(--shade-brand);width:100%;height:48px;color:var(--text-alw-wht);cursor:pointer;border:none;border-radius:14px;font-family:inherit;font-size:15px;font-weight:600;transition:transform .15s,box-shadow .25s,opacity .15s;box-shadow:0 8px 20px -8px #ff78248c}.calc-btn:hover{transform:translateY(-1px);box-shadow:0 12px 28px -10px #ff7824a6}.calc-btn:disabled{opacity:.45;cursor:not-allowed;box-shadow:none;transform:none}.calc-banks{flex-wrap:wrap;gap:6px;margin-bottom:18px;display:flex}.calc-bank-tab{border-radius:var(--radius-full,999px);border:1px solid var(--divider-on-surface);background:var(--surface-mid);height:32px;color:var(--text-secondary);cursor:pointer;align-items:center;gap:6px;padding:0 10px;font-family:inherit;font-size:13px;font-weight:500;transition:background .15s,color .15s,border-color .15s;display:inline-flex}.calc-bank-tab:hover{background:var(--surface-low,var(--surface-mid));color:var(--text-primary)}.calc-bank-tab.is-active{background:var(--shade-conv-blk);border-color:var(--shade-conv-blk);color:var(--shade-conv-wht);font-weight:600}.calc-bank-tab__logo{-o-object-fit:cover;object-fit:cover;border:.5px solid var(--divider-on-surface);background:#fff;border-radius:999px;flex-shrink:0;width:16px;height:16px}.calc-results{flex-direction:column;flex:1;display:flex}.calc-section-title{color:var(--text-primary);margin-bottom:12px;font-size:14px;font-weight:700}.calc-rows{flex-direction:column;display:flex}.calc-spacer{flex:1}.calc-submit-area{margin-top:auto}